Niseko Town Workers Welfare Fund Support Project

In order to stabilize the lives of workers while being affected by the spread of new coronavirus infection, we will provide a loan business for Niseko Town Workers Welfare Fund as follows.

Loan Target

Workers who fall under the following 1 and 2
  1. Workers used for business or office and paid
  2. Residents registered in Niseko Town

However, it does not apply when any of the following 1 to 7 is applicable.
  1. Person who has delinquent town tax and utility bill paid to Niseko Town
  2. Those whose transactions have been suspended by financial institutions
  3. A person who has received a loan from a financial institution and is behind in repayment
  4. Person who is recognized as having no repayment ability
  5. Those who have been subrogated by the Foundation and who are guarantors.
  6. Those who are involved with the members of the gang prescribed in Article 2 No. 2 to No. 5 of the Act on Prevention of Unfair Acts by Criminal Members
  7. A person who belongs to or is affiliated with an organization that engages in violent sabotage prescribed in Article 4 of the Subversive Activity Prevention Act.

Loan handling period

2020 From August 20th to 2021 March 31st Loan decision

Loan amount

  1. Workers who join the Hokkaido Labor Bank 100,000 yen or more and 3,000,000 yen or less
  2. Workers who have not joined the Hokkaido Labor Bank 100,000 yen or more and 2,000,000 yen or less

Use of funds

Living and education funds

Loan interest rate

Annual interest fund 2.81% ・Education fund 2.39%

Guarantee Fee/Interest Grant

Guarantee fees and interest will be subsidized for 60 months (5 years) starting from the month when the repayment of business funds begins.
*Every fiscal year, the procedure for granting the guarantee fee and interest will be completed by the end of March.
However, if you try to receive a guarantee fee and interest subsidy, or if you move out of Niseko Town, you will not be eligible for the subsidy.

Lending period

Within 60 months (5 years)

Credit guarantee

Hokkaido Workers Credit Fund Association

Handling financial institution

Hokkaido Labor Bank Kutchan Branch

Apply for a loan

If you wish to make a loan, please contact the Niseko Town Office Commerce and Tourism Division in advance and apply to the Hokkaido Labor Bank Kutchan Branch.

[Niseko Town Hall Commerce and Industry Tourism Division]
     〒048-1595  ニセコ町字富士見47番地     TEL:0136-44-2121
[Hokkaido Labor Bank Kutchan Branch]
     〒044-0011 俱知安町南1条東1丁目14-2 TEL:0136-22-0459

Niseko Town Workers Welfare Fund Loan Rule

Inquiries regarding information on this page

Commerce and Tourism Division Commerce and Tourism Section