On the extension of the designated period of Safety Net Guarantee No. 4 due to the Eastern Chikyu Earthquake
The target of Safety Net Guarantee No. 4 after the designated extension is a small business operator etc. that falls under any of the following requirements.
(1) To continue the project for one year or more in designated areas
(2) Due to the occurrence of the recent disasters, in principle, after receiving the influence of the disaster, the sales for the last month have decreased by more than 20% compared with the same month of the previous year in principle, It is expected that sales of 3 months including including those of the previous year will decrease by 20% or more from the same period of the previous year
For details, please check the following.
Disaster recovery fund About credit guarantee fee subsidy delivery
For details, please refer to "Disaster recovery support credit guarantee fee" below.
Safety net warranty system
- Safety net loans can be used regardless of industry.
- For all industries, you can use up to 480 million yen for small and medium enterprises and 48 million yen for small companies.
- We are also planning to cut interest rates on those with severe business conditions.
- Special lending is also planned at Nippon Policy Finance Corporation and Chugoku Shinko Bank.
Please pay attention to recruitment / mediation pretending to help
- In order to receive loans and guarantees, there are cases in which membership fee, annual fee fee, guarantee fee, etc. are transferred.
- If you join a union related to SMEs you can make advantageous asset management. There are examples of making unreasonable solicitations such as.
Niseko Town SME Special Financing System
Businesses who wish to make a loan should submit an application form for borrowing and necessary documents to Niseko Town Chamber of Commerce. For details about the system, please contact the Niseko Machi Chamber of Commerce, or the Niseko Town Commerce and Commerce and Tourism Division.
Contents of SME Special Loan
|Loan limit||· Working capital 2 million yen|
· Facility fund 2 million yen
Note: However, the sum of both funds is limited to one company 3 million yen
|Lending period||· Working capital within 2 years|
· Equipment funds within 2 years
|Lending interest rate (annual interest)||· Within 2 years 3.00% or less|
· Within 3 years 3.25% or less
|Collateral and guarantor||Collateral is necessary in principle. However, in cases where it is inevitable, it is possible to exempt collateral by attaching more than two solid guarantors with certainty|
|Guarantee charge||After repaying the loan amount, we will subsidize the guarantee fee by applying from the principal (repayment certificate is necessary)|
|Object of loan||It is for business operators who satisfy one of the following requirements and fully pay the town tax|
· A corporation or individual business entity whose number of regular employees is 30 or less, who has independent business establishments (stores) in the town and who continues to operate the same business for more than one year. However, excluding businesses of the sex business that received permission from the Hokkaido Public Safety Commission
· It meets the above requirements (excluding the proviso) and is a business enterprise of sex business that got permission of the Hokkaido Public Safety Commission (various dishes mainly serving meal, oden shop, sushi shop, soba shop etc) , When the use of funds is used for installation or remodeling of equipment required for public health such as kitchen facilities or when it is used for expenses to operate those facilities
To small and medium-sized enterprises
Financial consultation desk (loan etc.)
- We also have a loan system at the National Life Finance Corporation, Small and Medium Enterprise Finance Corporation, and Chamber of Commerce and Industry Union Bank of Japan. If you are considering using it, please consult the nearest Finance Bank.
SME Business Management Consultation Office
|ILocation||· Ministry of Economic Affairs, Commerce and Industry Division|
· Shimpei branch office commerce and labor tourism department
· Otaru Commerce and Industry Labor Office
|Utilisation times||8:45 am to 5:30 pm on weekdays|
- Small business management counseling office is also accepting information on "credit crunch and lending cancellation" conducted by financial institution
An announcement concerning employment measures in Hokkaido
For details, please visit the Hokkaido homepage.
Subcontract Kamikomi Temple Business
Counselors who have knowledge on the subcontractor law and transaction problems of small and medium enterprises, etc. will respond to consultation etc. of enterprises in Hokkaido that have troubles on transactions free of charge. We will accept a wide range of consultations on transactions of SMEs and give appropriate advice. We will strictly adhere to the secrets of the contents of consultation, so please feel free to use it.
|Window opening date||Every Friday (except holidays, New Year's holidays)|
· In case of hurry, we will adjust the schedule and we will respond.
|Reception time||9: 00-17: 00|
|Consultation desk||Foundation Hokkaido Small and Medium Enterprise Support Center|
|location||Sapporo-shi Chuo-ku 1-chome West 2-chome Economic Center 9th Floor|
Rapid dispute settlement
Inquiries regarding information on this page
- Commerce and Industry Tourism Division Commercial Workers Labor